Currently, there are indeed a lot of online loan applications that are not officially registered with the OJK or in other words, the application is illegal.
In addition to choosing a registered and licensed company, make sure you join the loan with credit insurance. Not only that, make sure you also have health insurance, so you can focus on repaying the loan until it's paid off.
Low-interest online loans can be obtained from banks that are already trusted.
We don't have to worry about the possibility of fraud or other things because it is already monitored by government agencies. In addition to banks, there are also financial technology (fintech) companies that are able to provide low interest loans quickly, which are liquidated within 24 hours.
1. Borrow low interest from Digibank KTA Instant
The DBS Digibank application provides low-interest online loans through the Digibank KTA Instant feature.
Unlike Jenius, DBS Digibank still charges administration fees and quick repayment fees.
Speed is the superiority of instant Digibank KTA where they claim to be able to provide loans within 60 seconds.
2. Low interest online loans from Tunaiku Bank Amar
Bank Amar Tunaiku is an unsecured online loan application issued by Bank Amar Indonesia.
The security factor is the advantage of Tunaiku because it is an online loan service from banks.
Not to be outdone by online loan services issued by fintech, Tunaiku offers an e-KTP capital loan application process and only takes 10 minutes.
3. Low interest online loans from Kredivo
Kredivo is a financial technology service which in recent years is quite well known to the public.
The reason is, this fintech service is quite aggressive in introducing itself through advertisements in various mediums.
In addition to buying goods, Kredivo also offers fast loans with low interest.
You can apply for a loan limit of up to IDR 30 million with a tenor of up to 12 months.
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